Zoya Bhaji Terms & Conditions — What You Need to Know Before You Play

Welcome to Zoya Bhaji. These Terms and Conditions ("Terms") form a legally binding agreement between you and Zoya Bhaji. By using the platform, registering an account, or accessing any of our services, you are deemed to have fully accepted these Terms.

We understand that legal language can often feel overwhelming. That's why Zoya Bhaji has made every effort to write these Terms & Conditions in clear, straightforward language, so you can understand every point with ease. If you have any questions, please reach out to our support team.

These terms and conditions are governed by the applicable laws of Bangladesh. Any disputes shall fall under the jurisdiction of Bangladeshi courts.

To open an account and use our services on Zoya Bhaji, the following conditions must be met:

• You must be 18 years of age or older must be.
• Online betting is not legally prohibited in the country or region where you reside.
• You have not previously been banned from Zoya Bhaji or any of its affiliated platforms.
• You are opening this account in your own name — not on behalf of anyone else.
• You are of sound mind and capable of making your own decisions.

Each person is allowed only a account. If a person holds multiple accounts, all of them will be closed and any associated bonuses will be forfeited.

During registration, you will be required to provide accurate information, including:

• Full name (as per National ID)
• Active mobile number
• Date of birth
• A valid email address (where applicable)

You are responsible for keeping your account password and login credentials confidential. If you suspect any unauthorised access to your account, contact our support team immediately.

Zoya Bhaji currently supports deposits via popular mobile banking methods available in Bangladesh. The minimum deposit amount and maximum limit are displayed on the platform's deposit page and are subject to change.

• Deposits are typically processed Instant — in most cases, funds are credited to your account within seconds.
• If there is a delay due to a technical issue, please contact us within 30 minutes.
• Third-party deposits into your account are not accepted.
• Deposited funds are intended for betting or gaming purposes only — not for any other use.

Zoya Bhaji monitors suspicious transactions and is committed to preventing money laundering. If any transaction appears unusual, the account may be temporarily suspended pending verification.

Withdrawing your winnings from Zoya Bhaji is quick and straightforward. However, your account must have a completed KYC (Know Your Customer) verification before you can make a withdrawal.

• After a withdrawal request is submitted, it typically takes 15 to 30 minutes for processing to be completed.
• If bank verification is required or processing delays occur, it may take up to 24 hours.
• Withdrawals can only be made using the same payment method used for the original deposit.
• The minimum withdrawal amount is subject to the limit displayed on the platform.
• To withdraw funds earned from a bonus, you must fulfil the wagering requirements.

Zoya Bhaji regularly offers a variety of bonuses and promotions. Please read and understand the following terms before using any bonus:

• Welcome bonus: Available to new users only. Each individual is eligible for this bonus once.
• Wagering requirement: To withdraw bonus funds, a specified number of bets must be placed. This requirement is clearly stated alongside each bonus.
• Validity: Bonuses not used within 7–30 days of being credited may be forfeited.
• Multiple Bonuses: If multiple bonuses are active at the same time, each will be managed separately.

The following rules apply when placing bets on Zoya Bhaji:

• Once a bet is confirmed, it cannot be cancelled or modified.
• Bets must be placed within the designated time limit before the event begins.
• Zoya Bhaji reserves the right to void any bet placed at incorrect odds due to a technical error.
• If a match is abandoned or cancelled, the stake will be refunded.
• Zoya Bhaji is not liable for internet connectivity issues during live betting.

Zoya Bhaji monitors suspicious betting patterns. If evidence of match-fixing or misuse of insider information is found, the bets in question will be voided.

The following activities are strictly prohibited on Zoya Bhaji and may result in permanent account closure:

• Registering using a false identity or another person's details
• Creating or operating multiple accounts
• Abusing the bonus system (bonus arbitrage)
• Using any software or bot to place bets automatically
• Placing bets on behalf of other users or operating a professional betting syndicate
• Using the platform for money laundering or processing illegal funds
• Attempting to breach the platform's security systems

Protecting your personal information is Zoya Bhaji's top priority. For full details on how we collect, use, and safeguard your data, please visit our Privacy Policy page.

• Your data is never sold to third parties.
• Your information is not disclosed except where required by law.
• All data is protected with 256-bit SSL encryption.
• You can request to have your data deleted at any time.

Zoya Bhaji believes betting is a form of entertainment — not a solution to financial problems. We are committed to responsible gaming.

• Deposit Limit Settings: You can set daily or weekly deposit limits at any time.
• Temporary break: You can lock your account for a set period of time.
• Self-exclusion: You may request a permanent self-exclusion from the platform at any time.
• Professional support: Information on professional support for gambling addiction is available on our Responsible Gaming on the page.

Zoya Bhaji reserves the right to temporarily or permanently close an account under the following circumstances:

• Violation of any provision of these Terms
• Fraudulent or abusive activity
• Suspicion of transactions involving funds from illegal sources
• Failure to complete KYC verification
• Court or regulatory authority order

If an account is closed, any valid balance (excluding bonuses) will generally be returned; however, funds may be held during an ongoing investigation.

Zoya Bhaji reserves the right to amend these terms and conditions, in part or in full, at any time. Users will be notified at least 7 days in advance of any significant changes.

Continued use of the platform after any changes to these Terms & Conditions constitutes your acceptance of the updated terms. If you do not agree with the revised terms, please stop using the platform and contact support to close your account.